Question 1

Is Loftus a nice place to live?

Accepted Answer

Loftus is a leafy residential suburb in the Sutherland Shire, tucked against the bushland of the Royal National Park and favoured by people who want easy access to nature while staying on Sydney’s southern fringe. The suburb is centred on Loftus station on the Illawarra line, with a small shopping strip and community facilities nearby. Quiet streets of mostly detached homes mix older timber cottages with newer brick and contemporary infill, and there’s a strong outdoors focus thanks to walking trails, reserves and coastal recreation within easy reach.

About 4,190 people live in Loftus, with a median age of 39, and the community is strongly family-oriented: couple families with children are the largest group and together with couple families without children make up more than eight in ten families. Home ownership is high, and local works and plans affecting the area include road reconstruction on Loftus Avenue, advocacy for an active transport link to Sutherland and Cronulla and a planned M6 extension, plus upgrades at the station, the Sydney Tramway Museum and the TAFE campus. Whether that mix suits you will depend on what you want from a suburb.

Question 2

Is it expensive to live in Loftus?

Accepted Answer

Buying a house in Loftus works out to roughly 13.2 times a typical local household's annual income at the last Census, which puts purchase prices well above what people locally earned then. That price-to-income multiple shows buying sits a long way above local incomes recorded at the last Census.

For renters, the numbers are different. A house rent of $955 a week would take about 39.4% of a typical local household's weekly income of $2,425 at the last Census, a sizeable share, while a unit rent of $495 a week would take about 20.4%, a moderate share. On these figures, renting a unit looks notably more manageable than buying; whether that feels expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Loftus a good place to invest?

Accepted Answer

House rents in Loftus jumped 13.7% over the past 12 months, while median house values rose a strong 10.6% over the same period. That means the rent a house earns increased faster than its price this year. Unit rents were marginally lower, down 0.6%.

If you're weighing Loftus as an investment, those figures show how capital values and rental income moved over the past year and which side performed more strongly; whether that fits your goals depends on your own priorities and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$1.67M	N/A
Change in value Past 12 months	10.6%	N/A
Sold Past 3 months	13	N/A
Median days on market Past 12 months	23	N/A
Average rent Past 12 months	$955	$495
Change in rent Past 12 months	13.7%	-0.6%

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