Get a property report and suburb profile for any property in Mountain Creek

Mountain Creek sits on the Sunshine Coast between coastal beaches and the low hinterland and is largely residential, with tree-lined streets of freestanding family homes and pockets of newer townhouses. Creek corridors and nearby bush reserves give plenty of places for walking, cycling and weekend sport, and local life centres on a neighbourhood shopping precinct, playgrounds, sporting fields, schools and community facilities that cater to families.

Home to 11,950 people with a median age of 37, the suburb is weighted towards couple families, and most homes are owner-occupied (62.9% owned outright or with a mortgage, versus 37.1% rented). Good road links and regular bus services connect to the coast and regional centres, and several transport and local infrastructure upgrades are planned or under way, alongside a new multi-storey learning centre at Mountain Creek State High School. That combination of housing, schools, parks and improving links tends to suit families and owner-occupiers, though whether it fits you depends on what you’re looking for.

Buying in Mountain Creek sits well above local incomes at the last Census. A median house price of $1,200,000 is about 12.1 times a typical local annual household income at the last Census, and the median unit price of $893,000 works out to about 9.0 times. Renting also takes a large share: house rent of $820 a week is roughly 42.9% of a typical local household's weekly income at the last Census, while unit rent of $620 a week is about 32.5%.

On these figures both buying and renting sit well above what a typical local household earned at the last Census. If you're renting, the rent share is the number that matters to you; if you're buying, the price multiple shows how buying compares with local incomes.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

House values have been the standout story in Mountain Creek over the past 12 months, up 20.7%, a strong rise. Unit values also increased, climbing 12.6% over the year, another strong gain, so the house side led on capital growth during this period.

Rents moved more slowly: house rents rose 3.8%, a modest increase, while unit rents rose 8.8%, a solid rise. For someone weighing Mountain Creek up as an investment, the value figures speak to capital growth and the rent figures to rental income — houses provided the largest price gain, while units showed the stronger rent growth this year. Whether that mix suits your goals and circumstances is for you to decide.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.