Question 1

Is Sunshine Bay a nice place to live?

Accepted Answer

Sunshine Bay is a small coastal suburb on the NSW South Coast with a distinctly waterside, laid-back character. It is largely residential, with low-rise homes and a mix of permanent residences and holiday properties, and it appeals to families, retirees and people after a quieter beach lifestyle. The shoreline is framed by foreshore reserves and coastal walkways, and boating, fishing and swimming are part of everyday life. Major shops, schools and services sit in nearby towns and local roads link the suburb to the wider South Coast.

The community numbers 1,439 and has a median age of 56. Couple households dominate and about three in four homes are owner-occupied, many owned outright, which gives the area a settled feel. The suburb is involved in a number of council and Transport for NSW projects in the Batemans Bay region, and there is a local boating facility at Mosquito Bay with formalised parking. Whether Sunshine Bay suits you depends on whether you want a quieter waterside lifestyle with day-to-day services a short drive away.

Question 2

Is it expensive to live in Sunshine Bay?

Accepted Answer

A median house price of $730,000 in Sunshine Bay is about 12.3 times a typical local household's annual income at the last Census. A typical local household earned $59,176 a year at the last Census (that is $1,138 a week), and the average house rent of $620 a week would take roughly 54.5% of that weekly income, a large share. On these figures, both buying a house and renting a house sit well above what people locally earned at the last Census, so rent or mortgage costs would take up a sizeable portion of a typical local household's income.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Sunshine Bay a good place to invest?

Accepted Answer

House values in Sunshine Bay fell 15.5% over the past 12 months, a large decline in capital value for houses. Over the same period, house rents rose 5.1%, a solid increase in rental income for houses.

For someone weighing Sunshine Bay as an investment, the figures show that capital value moved down while rental income moved up over the year. Which of those outcomes matters most will depend on your objectives and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$730K	N/A
Change in value Past 12 months	-15.5%	N/A
Sold Past 3 months	15	N/A
Median days on market Past 12 months	72	N/A
Average rent Past 12 months	$620	N/A
Change in rent Past 12 months	5.1%	N/A

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