Question 1

Is Surf Beach a nice place to live?

Accepted Answer

Surf Beach is a relaxed coastal suburb on the Eurobodalla coast, centred on a long sandy foreshore that faces the open ocean and sits close to the Clyde River estuary and Batemans Bay. The lifestyle is laid-back, with surfing, coastal walks and easy access to river boating and fishing. Housing is mostly low-rise detached homes and beach cottages, from older coastal fibro houses to more contemporary beach residences, and there is a mix of holiday rentals and permanent homes. Shops and services in Batemans Bay are a short drive away.

Home to 1,934 people, Surf Beach has a median age of 53 and a median household income of $1,099 a week, roughly $57,100 a year. The community is weighted towards couple families, and about 70.5% of homes are owner-occupied while 29.5% are rented. Recent council-led works include a new emergency services precinct, a new link road, ongoing waste facility upgrades and a listed playground upgrade. Whether Surf Beach suits you will come down to whether you value close beach access, water-based recreation and a settled coastal community.

Question 2

Is it expensive to live in Surf Beach?

Accepted Answer

In Surf Beach, buying a house sits well above what local households earned at the last Census. A median house price of $799,500 is about 14.0 times a typical local annual household income at the last Census. Renting also takes a large share of local incomes: a house rent of $580 a week would use about 52.8% of a typical local household's weekly income at the last Census, while a unit rent of $415 a week would use about 37.8%.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Surf Beach a good place to invest?

Accepted Answer

Unit values led the way in Surf Beach over the past 12 months, rising 9.7% compared with a 6.6% increase in house values. On the rental side, house rents climbed 8.4% while unit rents rose a more modest 3.8%.

Put simply, the year to date has been stronger for capital growth on the unit side and for rental income on the house side. Which of those matters to you will depend on whether you are prioritising capital gains or rental income, and on your own goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$800K	N/A
Change in value Past 12 months	6.6%	9.7%
Sold Past 3 months	10	6
Median days on market Past 12 months	61	N/A
Average rent Past 12 months	$580	$415
Change in rent Past 12 months	8.4%	3.8%

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