Get a property report and suburb profile for any property in Mosman

Mosman sits on Sydney’s lower north shore, centred on the Balmoral and Mosman Bay foreshore and known for its harbour beaches, headland parkland and sweeping views. The suburb mixes grand Federation-era houses and Art Deco apartment blocks with contemporary homes and high-end harbourside residences on the headlands. Weekends tend to revolve around Balmoral’s promenade, local cafes and sailing, while Military Road provides a long-running shopping and dining strip. Strong ferry and bus links to the city and attractions like Taronga Zoo make Mosman easy to access without losing a village feel.

The community of 28,329 people has a median age of 45 and a median household income of $2,892 a week (about $150,400 a year). Family life is dominated by couples, who together make up 87.6% of families, and about two in three homes are owner-occupied while roughly a third are rented. Local investment is focused on schools, foreshore and recreation upgrades, including a staged high school redevelopment and a range of council works on wharves, baths and coastal links. Whether Mosman suits you will come down to the sort of harbourside lifestyle you want.

Buying in Mosman sits well above what a typical local household earned at the last Census. A median house price of $5,000,000 is about 33.3 times a typical local annual household income at the last Census (annual income $150,384), while the median unit price of $1,325,000 is about 8.8 times that annual income. Both purchase figures are well above local incomes, with houses especially high.

Looking at rents, a house rent of $2,200 a week would take about 76.1% of a typical local household's weekly income at the last Census, a large share, whereas a unit rent of $825 a week is about 28.5% of that weekly income, a moderate share. Which matters more depends on whether you plan to rent or buy.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Over the past 12 months Mosman has seen prices and rents move in opposite directions: median house values are down 9.8% and median unit values are down 8.6%, while house rents climbed 8.6% and unit rents rose 5.8%.

If you're weighing Mosman up as an investment, the value figures describe capital movement over the year and the rent figures describe rental income. In Mosman this year rental income rose even as prices fell, with house rents increasing more than unit rents and house values falling slightly more than unit values. What that balance means for you depends on your goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.